Top Brokers.RateSmart Finance – Mortgage Broker in Melbourne, VIC
Active · 5.0 (57 reviews)
(03) 8905 3731 www.ratesmartfinance.com.au
About RateSmart Finance
RateSmart Finance is a trusted mortgage and finance broker based in Melbourne, VIC, serving clients in St Kilda, Southbank, and Richmond. Specializing in car loans, they offer tailored solutions for first-time buyers, refinancing, and debt consolidation. Whether you’re self-employed or seeking low deposit loans, their expert team, led by Kevin, provides clear guidance, competitive rate comparisons, and smooth settlement support. Known for responsive communication and a stress-free process, RateSmart Finance helps clients secure the best loan options with confidence.
Specialties
Car and asset finance · Car loans · New car finance
Also serves: St Kilda, Footscray, Richmond, Carlton, Brunswick
Location
470 St Kilda Rd, Melbourne VIC 3004
Opening hours
| Friday | 9 a.m. – 5:30 p.m. |
|---|---|
| Monday | 9 a.m. – 5:30 p.m. |
| Sunday | Closed |
| Tuesday | 9 a.m. – 5:30 p.m. |
| Saturday | Closed |
| Thursday | 9 a.m. – 5:30 p.m. |
| Wednesday | 9 a.m. – 5:30 p.m. |
Public review excerpts
A big thank you to Kevin for helping me through the process of purchasing my new car. The process was quick, easy, reliable and came with consistent friendly service! Would highly recommend
Afrolea, July 2025
I highly recommend Kevin & co from Rate Smart Finance. Everything was explained thoroughly - it’s my first car loan and brand new car (outside of work). I’m in Brisbane and Kevin made the whole experience stress free, responded to my texts promptly and was professional yet relaxe
Verna, December 2023
Very happy with the RateSmart Finance team and the service I have received. I have financed a few cars previously and never have I ever felt so comfortable throughout the whole process. Was a simple and easy process and they kept me upto date every step of the way. They also man
Chloe, November 2023
Ratings sourced from public reviews. All star ratings, including negative ratings, contribute to the breakdown.
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