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Optimum Home Loans and Finance – Mortgage Broker in Erina, NSW

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Active · 5.0 (27 reviews)

0458 001 158 www.optimumloans.com.au Book a time

About Optimum Home Loans and Finance

Optimum Home Loans and Finance, based in Erina NSW, offers expert mortgage broking services to clients in Erina and nearby suburbs including The Entrance, Gosford, and Terrigal. Specializing in first home buyer loans, refinancing, investment loans, and SMSF finance, Matt and his team provide clear guidance through complex processes. They support self-employed borrowers, assist with low deposit loans, pre-approvals, and debt consolidation. Known for personalized service and strong lender relationships, Optimum Home Loans helps clients secure the best rates and navigate settlements smoothly. Whether you’re buying your first home, refinancing, or expanding your property portfolio, Optimum Home Loans is committed to making your mortgage experience straightforward and stress-free.

Specialties

Home loans · First home buyers · Refinancing · SMSF loans · Separation and divorce finance · Property portfolio finance

Also serves: Gosford, Terrigal, Wamberal, Kincumber, Bateau Bay

Location

Select Accounting Building, 5/185 The Entrance Rd, Erina NSW 2250

Opening hours

Friday9.00 am – 5.00 pm
Monday9.00 am – 5.00 pm
SundayClosed
Tuesday9.00 am – 5.00 pm
Saturday9.00 am – 5.00 pm
Thursday9.00 am – 5.00 pm
Wednesday9.00 am – 5.00 pm

Public review excerpts

I can't praise Matt enough. He helped me through a very difficult re-financing of my home loan following my divorce. He helped me over the verrrry long 10 months of to-ing and fro-ing with conveyancers - a real partner through the process. I would give more than five stars if I c

Evnike, March 2026

Matt was so helpful throughout the process of getting finance to purchase our first home! While some terms within the process can be confusing, he explained things really easily so we could understand everything. He guided us when making decisions and we were really happy with th

Emily, December 2025

Matt from Optimus Home Loans & Finance is a top bloke. He is friendly, professional, and genuinely invested in helping us through the maze of home loans and financial planning. He made the complex process of selling our old home and buying a new one feel a bit more manageable. Hi

Zachary, August 2025

Ratings sourced from public reviews. All star ratings, including negative ratings, contribute to the breakdown.

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