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Nick Chen - Mortgage Broker - Rate One – Mortgage Broker in Mulgrave, VIC

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Active · 5.0 (71 reviews)

0406 944 855 rateone.com.au Book a time

About Nick Chen - Mortgage Broker - Rate One

Nick Chen - Mortgage Broker at Rate One, based in Mulgrave, VIC, offers expert mortgage solutions for clients in Mulgrave and nearby suburbs including Clayton, Glen Waverley, and Springvale. Specializing in first home buyer assistance, refinancing, and bridging loans, Nick provides tailored advice to suit diverse financial situations, including self-employed borrowers and retirees. His services cover low deposit loans, pre-approvals, debt consolidation, and investment loans. Known for clear communication and dedicated support, Nick ensures a smooth, stress-free process from application to settlement. Whether you’re purchasing your first home, upgrading, or refinancing, Nick and the Rate One team deliver personalized solutions and quick turnaround times to help you achieve your property goals.

Specialties

Home loans · First home buyers · Refinancing · Retirement and later-life borrowing · Bridging loans

Also serves: Wheelers Hill, Clayton, Dandenong, Noble Park, Springvale

Location

Level 2/700 Springvale Rd, Mulgrave VIC 3170

Opening hours

Friday10 am – 8 pm
Monday10 am – 8 pm
SundayClosed
Tuesday10 am – 8 pm
Saturday10 am – 4 pm
Thursday10 am – 8 pm
Wednesday10 am – 8 pm

Public review excerpts

Nick was absolutely awesome from the very start. Professional, dedicated and genuinely cared for our success. He spent significant time understanding our situation, provided thorough recommendations and quickly found alternatives when we hit banking hiccups. The entire process wa

Arjun, January 2026

Nick and his team went above and beyond in helping our family in purchasing our home as well as educating us throughout the process. They responded quickly and swiftly as our circumstances changed along the way. Can't recommend them enough and look forward to working with them

Sushen, February 2026

Thanks Rate One for such a smooth process. In the past I have always delt directly with the banks and found it quite a stressful process. This time it was virtually impossible for me as I needed a bridging loan as we purchased before our sale and I have no income as I am retired.

Bart, December 2025

Ratings sourced from public reviews. All star ratings, including negative ratings, contribute to the breakdown.

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