Mortgage Choice - Terry Hinchliffe – Mortgage Broker in Empire Bay, NSW
Active · 5.0 (33 reviews)
0459 487 396 www.mortgagechoice.com.au
About Mortgage Choice - Terry Hinchliffe
Mortgage Choice - Terry Hinchliffe is a trusted mortgage broker based in Empire Bay, NSW, serving clients in nearby suburbs including Niagara Park, Woy Woy, and Kincumber. Specializing in first home buyer loans, refinancing, and pre-approvals, Terry offers personalized guidance throughout the mortgage process. Known for his thorough approach and excellent communication, he supports borrowers with low deposit loans and helps navigate complex applications. Whether you’re purchasing your first home or refinancing under tight deadlines, Terry provides reliable, face-to-face service and expert advice to secure the best loan options. Clients appreciate his availability outside business hours and commitment to making home buying smooth and stress-free.
Specialties
Home loans · First home buyers · Refinancing
Also serves: Kincumber, Woy Woy, Umina Beach, Ettalong Beach, Davistown
Location
5 Awinya Cl, Empire Bay NSW 2257
Opening hours
| Friday | 9.00 am – 5.30 pm |
|---|---|
| Monday | 9.00 am – 5.30 pm |
| Sunday | Closed |
| Tuesday | 9.00 am – 5.30 pm |
| Saturday | 9.00 am – 12.00 pm |
| Thursday | 9.00 am – 5.30 pm |
| Wednesday | 9.00 am – 5.30 pm |
Public review excerpts
As first home buyers, Terry has been incredible to work with. From the moment of our initial engagement through to securing the loan he guided us through, thoroughly explaining the process, listening to our needs and worked to get an outcome for us in a short timeframe. He was al
Kate, December 2025
Terry was great to work with and made the whole process of buying a home smooth and simple. I would highly recommend Terry to anyone who is looking for reliable and knowledgeable mortgage broker.
Jayden, November 2025
Terry went above and beyond. I highly recommend Terry. He worked hard and in a timely manner which is needed in such a hot market. Thank you Terry, you made the process so much less stressful.
Kim, December 2025
Ratings sourced from public reviews. All star ratings, including negative ratings, contribute to the breakdown.
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